Indianapolis · Greenwood · Johnson County
I'm Rick Gard, a principal broker since 2014. I help first-time buyers and investors find off-market homes, short sales and foreclosures in Indianapolis, and I give out-of-town investors and wholesalers a straight read on properties before they commit, from the foundation to the furnace.
Looking at an off-market home, a short sale, or an investment property? I'll walk you through the process and pull recent comparable sales so you know what the numbers look like before you make an offer.
No cost, no obligation. A consultation is guidance, not a guarantee of any offer outcome or property value.
A lean, hands-on buyer's agent practice. You work directly with me, not a call center.
Off-market homes, short sales & investor services. I help buyers find homes that aren't widely advertised, like for-sale-by-owner, estate and pre-foreclosure properties, and set an offer backed by local comps.
Market value opinions for lenders, asset managers, and investors, based on an exterior or interior visit and current comparable sales.
Help finding and evaluating bank-owned repo homes and foreclosure properties, plus what to watch for when a house has been sitting empty.
Guidance for buyers working through a short sale, including what to expect on timelines and lender approval.
Out-of-town investors and wholesalers: I'll walk the property for you and report on condition, with extra attention to foundation and HVAC issues, plus photos and comps.
A second look at the numbers using recent sales and online estimates like Zillow, checked against what I see on the ground.
Buying your first house? I'll walk you through the offer, the financing, and what to check before you commit.
I'll help you watch for homes in Indianapolis, Greenwood and the rest of Johnson County, including foreclosures, short sales and homes that aren't widely advertised, and get your offer in on time.
Many homes can be bought with FHA financing, and FHA 203(k) loans can roll repair costs into the mortgage. Veterans can ask their lender about VA home loans. I'll help you understand the options so you can talk to a lender with the right questions.
Foreclosures and repo homes are often sold as-is. With my foundation and HVAC background, I'll point out the big-ticket items to look into so there are fewer surprises after closing.
Plain-spoken answers to the questions I hear most.
A Broker Price Opinion is a licensed broker's estimate of what a property would likely sell for, based on its condition and recent comparable sales. Lenders and investors use BPOs as a faster, lower-cost alternative to a full appraisal. A BPO is not an appraisal.
Listing photos and online estimates don't show a cracked basement wall, a dead furnace, or what the next street over looks like. Having someone local walk the property can save you from a costly surprise after closing.
I'm a local principal broker serving the Indianapolis area. Beyond real estate, I'm HVAC licensed and a certified foundation expert, so when I look at a house I'm looking at more than the paint and the countertops. My goal is simple: give you an honest read so you can make a sound decision.
Call, email, hop on Zoom, or book a time. I'll get back to you personally.
Whether it's your first home, a short sale or foreclosure you're eyeing, or a deal you can't see in person, let's look at it together.
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